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No asterisks and no "unlimited" that turns out to have a limit. Below is exactly what each plan includes, followed by a full description of all 22 tools — what each one does, what it hands you, and which plan it needs.
Enough to make a real decision on a fund, at no cost and with no card.
The full research desk — every ratio, every holding, every model.
For SEBI RIAs and planners who run this for clients, not just themselves.
Every line below is a real limit in the product, not a marketing band. Where a number is a cap, the cap is written out.
| Feature | Free | Pro | Advisor |
|---|---|---|---|
| Mutual fund research | |||
| Funds compared at onceSide-by-side table across every metric | 3 | 6 | 6 |
| Schemes searchableEvery open scheme AMFI publishes | 37,000+ | 37,000+ | 37,000+ |
| Category rankingsRanked on real NAV CAGR, refreshed daily | Top 5 | All 42 | All 42 |
| Live NAV & returns1Y / 3Y / 5Y / 10Y CAGR | ✓ | ✓ | ✓ |
| Risk ratiosSharpe, Sortino, Beta, Alpha, Treynor, R², capture and more | — | 12 ratios | 12 ratios |
| Portfolio holdingsFrom the AMC's own AMFI filing, with the filing date | — | ✓ | ✓ |
| Benchmark comparisonThe AMFI Tier-1 index for that fund's category | — | ✓ | ✓ |
| Portfolio overlapReal common stocks between any two funds | — | ✓ | ✓ |
| Rolling returns & drawdown | — | ✓ | ✓ |
| Planning & calculators | |||
| SIP calculator | ✓ | ✓ | ✓ |
| Goal Planner | Basic | Premium | Premium |
| NiveshCalcEMI vs SIP — loan against an equivalent investment | — | ✓ | ✓ |
| TaxCalcCTC to in-hand, Old vs New regime crossover | — | ✓ | ✓ |
| RentVsBuyBreak-even year for buying vs renting and investing | — | ✓ | ✓ |
| CarCalcTrue cost including fuel, insurance and depreciation | — | ✓ | ✓ |
| GharCalcHome construction cost and stage-wise timeline | — | ✓ | ✓ |
| Valuation studio | |||
| DCF, DDM, CompsDiscounted cash flow, dividend discount, peer multiples | — | ✓ | ✓ |
| Ratio, Forecast, Common-Size | — | ✓ | ✓ |
| 3-Statement model, Bank model, IPO | — | ✓ | ✓ |
| Valuation HubPicks the right model for the sector and stage | — | ✓ | ✓ |
| Learning | |||
| Research Analyst platformGraded card-by-card on real Indian filings | — | ✓ | ✓ |
| Output & sharing | |||
| Excel export | — | ✓ | ✓ |
| Branded PDF report | — | ✓ | ✓ + your logo |
| For advisory practices | |||
| Client database (CRM) | — | — | ✓ |
| Portfolio templates | — | — | ✓ |
| Employee seats | — | 1 | Up to 10 |
| Priority support | — | — | ✓ |
| Always included | |||
| Commission on anything you buy | ₹0 | ₹0 | ₹0 |
| Cancel anytime | ✓ | ✓ | ✓ |
What each tool actually does, and what it puts in your hands when you close it.
Everything here runs on NAVs the AMC has already published and portfolios it has already filed with AMFI.
Put schemes next to each other on one table and read the differences instead of guessing them. Free compares 3, Pro compares 6.
Category leaderboards built from real NAV CAGR — never from a paid placement or a star rating someone assigned.
The full dossier on a single scheme — the page you open before you commit money to it.
Two funds can look like diversification and hold the same twenty stocks. This shows exactly how much they really share.
What a monthly amount becomes over time, using a fund's own historical CAGR rather than a flat assumption.
Works backwards from the life event to the monthly number that actually gets you there.
The five money decisions most people get wrong because nobody ran the arithmetic.
Should you take the loan or invest the same money? Puts an EMI and an equivalent SIP on one screen.
CTC to money-in-the-bank, and the exact income where the Old regime stops beating the New one.
Buying wins eventually. This tells you which year — and whether you will still be living there.
The sticker price is the small part. This is what the car really costs you per kilometre.
What building a house costs, stage by stage, so the money is ready before the stage arrives.
Ten models an analyst actually uses, each built to be filled in from a company's own filing.
Start here. A bank is not valued like a SaaS company; this picks the right model for the sector and stage.
Fair value from the cash a business actually throws off, not from what the market is paying today.
For steady dividend payers, where the dividend stream is the honest measure of worth.
What the market pays for similar businesses, and where your company sits against that median.
The health check — profitability, leverage, liquidity and efficiency in one pass.
Project revenue and margins from drivers you can defend, instead of a flat growth percentage.
P&L, balance sheet and cash flow linked properly, so the balance sheet actually balances.
Every line as a percentage, so a ₹500 Cr company and a ₹50,000 Cr one can be read on the same scale.
Whether the price band is fair, judged against listed peers rather than the noise around the issue.
Banks need their own model — a DCF on a bank is meaningless. This is built around the balance sheet.
The part that outlasts any subscription.
Learn valuation by building the report yourself. Pick a real Indian company, open its annual report, and reconstruct the analysis field by field — every entry checked against the actual filing.
Yes. Cancel from Account → Subscriptions and the plan runs to the end of the period you have already paid for. Nothing auto-charges after that.
No. We do not sell mutual funds, we are not a distributor, and we receive nothing from any AMC. Subscriptions are our only revenue — which is exactly why the ranking can be honest.
NAVs come from official AMFI feeds, refreshed daily. Portfolio holdings come from each AMC's own monthly filing, shown with the date it was filed. Ratios are computed here from those NAVs — not copied from anywhere.
No. InvestVerdict is a research and education platform. We are not a SEBI-registered investment adviser and nothing here is a recommendation to buy or sell.
Your account stays; the Pro tools lock. Nothing you saved is deleted, and it unlocks again if you resubscribe.
No card, no trial clock. Upgrade the day you need a ratio the free tier does not show.
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